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隐匿处储蓄

这是为度假或其他特殊活动存钱的好地方

开户

或打电话 1-800-621-2105

隐匿处储蓄 股息 率  年 
$100或以上 0.20% 0.20%

从2024年5月1日起生效的年度百分比收益率(年), and may change after account opening without notice. 赚取股息所需的每日最低余额为100美元. Fees may reduce earnings. No monthly Maintenance Service Charge. 没有最低结余 requirements apply. 

隐匿处储蓄

For your “special-occasion” money.

关键特性

  • 全年添加到Hideaway储蓄,然后当你准备购物时,轻松地将资金转移到元素支票账户
  • No monthly Maintenance Service Charge
  • 没有最低结余 required
  • 每天保持100美元的最低余额以赚取股息

开户

可能是个不错的选择吧

  • You like the idea of out-of-sight, out of mind
  • You want to stash some cash away for a special goal

Compare to Other 储蓄 Accounts

What are the advantages of a 隐匿处储蓄 Account?

Friends drinking lemonade with straws in the sun.

Out of Sight, Out of Mind

你听说过有人把多余的钱藏在架子上高高的一个容器里. 然后,如果有什么特别的事情发生,他们手头就有钱了. 好吧, “元素隐藏储蓄”是一个更好的计划,因为你的钱可以获得股息,而不是只是在架子上积灰尘. 你可以全年添加到Hideaway储蓄,然后当你准备好使用它时,很容易将资金转移到你的元素支票账户. It’s a great way to 保存 for holiday shopping, a beach getaway or other vacation, 孩子的婚礼, or other exciting purchases you’ve been saving for. 当你把钱放在“隐居储蓄”里时,你就不会想把它用于日常开支了. 

With 隐匿处储蓄, you'll also enjoy:

Compare to Other 储蓄 Accounts 开户

隐匿储蓄与其他储蓄方式相比如何?

Compare 隐匿处储蓄 to our other options below.

  隐匿处储蓄 成员储蓄 高收益储蓄 证书
关键好处

No monthly Maintenance Service Charge

没有最低结余

No monthly Maintenance Service Charge

No monthly Maintenance Service Charge

Higher rate than most regular savings accounts

一个不错的选择,如果你

Like the idea of out of sight, out of mind

Want to stash some cash away for a special goal

想要一个简单的储蓄账户来建立您的元素会员资格

Like to earn higher dividends on your higher balances

Want a more predictable savings balance

Want to diversify your investments

0.20% on balances $100及以上1 0.20% on balances $50,000及以上2 4.25% on balances $10,000 and greater3 因期限而异
税率结构 分层股息率随着你账户余额的增长而增加 分层股息率随着你账户余额的增长而增加 股息率随证书期限的延长而增加
Minimum Balance to Earn 股息s $100 $100 $0.01
No Monthly Maintenance Service Charge
最低开户余额 $5
可用的术语 六个月到五年
可用的数量 $1,000 or more ($500 or more if under age 18)4
No Monthly 活动费用
Unlimited Transactions Per Month Allowed

我能指望多少费用啊?

A couple widow shopping for clothes at the holidays.

No Maintenance Service Charge

隐匿储蓄帐户每月不收取维修服务费.

活动费用

对于25岁及以上的会员,每月有5美元的不活动费,如果你核对的话 and savings accounts have had no activity for at least 12 months; you have no other active deposit, 贷款, or credit card product with 元素; and deposit balances total $1,000或以下. 从第一个有足够资金支付费用的支票账户或储蓄账户中收取, 从支票开始,然后转移到储蓄,直到收取全部费用.

Is 元素 哪个赌钱app比较好 easy to use?

A woman depositing a check with her phone.

是的! 它很容易做你的银行和预算与元素-无论你在哪里. 我们哪个赌钱app比较好的目标很简单:为您提供最先进的数字银行体验,您可以依靠,并在所有设备上保持一致.

透过元素哪个赌钱app比较好及我们的流动应用程式,您可以:
  • 检查你的余额,支付贷款,在账户间转账
  • Deposit checks using your phone or computer camera
  • View check images online
  • Pay your bills online 24/7/365
  • 用14个月的电子报表档案回顾你的账户历史
  • 定位 分行和自动取款机s 你附近
  • 查看您的SavvyMoney信用评分与任何支票帐户或贷款
  • Pay friends and family conveniently with Zelle® 加上其他 数字钱包选项
  • 和更多的

了解更多 about 哪个赌钱app比较好 & 手机应用程序

Why should I choose 元素 for my savings account?

A couple going hiking with their dog.

Like a Bank, Only Better!

更好的利率. 更少的费用.

Because we’re a credit union, 我们以降低费用的形式将利润返还给会员, higher savings rates and lower 贷款 rates.

可信的建议. 新鲜的方法.

我们以成为值得信赖的金融教育机构而自豪. 你的财务健康专家会来到你的工作场所回答你的问题,并为你提供一对一的帮助,帮助你应对人生每个阶段的变化.

尊重当地. 在全球范围内访问.

自1930年以来,我们的总部设在印第安纳波利斯,在全国信用合作社中排名前3%5. We serve members in all 50 states and 50+ countries. 您可以使用全国5000多家共享分行和全球78000多台免费atm机.

高科技. 人类接触.

Our technology makes banking with 元素 easy. 从快速的数字应用程序到在线和移动银行,无论您走到哪里,我们都会在您身边. 我们在这里为您提供全天候会员服务,并在工作日进行实时聊天.

开始

How do I open an account?

A screenshot of our online application.

Getting started is as easy as 1-2-3!

  1. Open an account online - Open an account online in as little as 10 minutes. 或打电话 1-800-621-2105 开始吧. Have your government-issued ID (driver’s license, 状态标识, or passport) and your Social Security number ready.
  2. 检查您的电子邮件-您将在一个工作日内收到一封电子邮件,通知您帐户批准. 就是这样! 你的 隐匿处储蓄 Account 现在开放了.
  3. Enroll in 哪个赌钱app比较好 - Easily check your balances, 偿还贷款, 通过智能手机支付账单和转账, 平板电脑, 笔记本电脑或台式机. Learn more about 哪个赌钱app比较好.

开户

How Much Should I Save to Reach My Goal?

储蓄计算器

结果

  1. 1 从2024年5月1日起生效的年度百分比收益率(年) and may change after account opening without notice. 0.20% 年 on balances $100.00及以上. 赚取股息所需的每日最低余额为100美元. Fees may reduce earnings. No monthly Maintenance Service Charge. 没有最低结余 requirements apply.
  2. 2 从2024年5月1日起生效的会员储蓄年度百分比收益率(年) and may change after account opening without notice. 0.10% 年 on balances $100.00-$2,499.99; 0.15% 年 on balances $2,500.00-$49,999.99; 0.20% 年 on balances $50,000.00及以上. 赚取股息所需的每日最低余额为100美元. $5 required minimum balance to open the account. No monthly Maintenance Service Charge. Fees may reduce earnings. 
  3. 3 截至2024年5月1日,年度百分比收益率(年)准确. 高收益储蓄是一种支付可变股息率的分层储蓄账户, that may change at any time, 根据每日余额对应的分级费率,按您帐户中的全部余额计收. 该帐户只适用于新资金,这些资金是在开立高收益储蓄账户之前90天内未存入元素的资金. 拥有储蓄账户的元素现有会员必须存入25,000美元.在开立高收益储蓄帐户后的10天内,存入$ 00或以上的新资金. 现有的“元素”成员的储蓄账户合计每日余额为2,500美元.在开户前90天内存入100英镑或更少的存款,不受新存款要求的限制. Additional information for each tier: An 年 of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. 年值为4.25% applies to accounts with balances from $10,000.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00及以上. At least one account holder must be 18 years of age. Other qualifications may apply. Offer may be discontinued at any time. Fees may reduce earnings.
  4. 4 Minimum certificate deposit of $1,000. Primary members under the age of 18 must have a $500.00 minimum balance to open certificate. Minimum of $500 balance required to earn dividends. 如果您在到期前支取本金,我们可能会收取罚金. 元素保留在任何时候限制证书余额的权利.
  5. 5 Based on asset size as of 12/31/2022.